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Kim Kirmmse Toth's Articles

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Ten Tips To Your Relaxed Holiday Season All the way from planning what you want, to menus, to ideas for decorating with ease, to sharing responsibilities...to make for a time together that is unforgettable! The Pre-Retirement Stage The "Pre-Retirement" stage is the period of time you have to plan and take a look at what you might want down the road. Let's just say you're 5 or 10 or 15 years or so away from retirement. Don't rest on your laurels and let the years fly by. Now is the time to take action to plan your retirement. I truly suggest you really take this to heart! The Cost of Your Retirement Just Went Down So, this is the good news, bad news. Deal with it or fix it. You get to choose! A report just came out from The Associated Press stating that although we are living longer, there are 41 other countries that are living longer than we are! If we are supposedly this great country that everyone is dying to get into, why are we so low in the rankings? What To Do When The Retirement Honeymoon Is Over You hang out for a few months or maybe an entire year and then surprise! You're bored, you have no real responsibilities and you want some, you've played every golf course in town and you simply need something new. You need a challenge. You want to feel like your accomplishing something, like you're valued, like your making a difference. Yup. The honeymoon is over. Top Ten Reasons Why Women Need to PLAN Their Retirement Ladies, please do not take these lightly. These may not be for the faint of heart but they are extremely important. There is a great many articles on this subject, but here are 10 reasons in a nutshell for you to pay attention to NOW! How Three Simple Things Can Turn Your Retirement Into A Dream...Instead of a Nightmare! I hear so many folks in my generation talk about how they can't even begin to think about retiring, while others have already retired. Those ahead of us have much needed information for the rest of us. The following is some of what I have learned from those who share. What Exactly is Empty Nest Syndrome? Empty Nest Syndrome is a feeling of great loss or sadness when a child leaves home to go to college or just to get out on their own. Here's more about it and what you can do when you experience it... Why Is Our Mid-Life Always a "Crisis" Does this even seem possible? Well, think again! It seems "Mid-Life" and "Crisis" always go together but since Baby Boomers have a knack of doing things differently I would suppose you can do this differently also. Just like you approach Retirement (since no one seems to be able to come up with a better name yet,) you will create your own path into something with a more positive spin to it. Happiness: Were You Born With Or Without It? If Not, Can You Get It? If you had a choice in your life between having friendships or money, what would you choose? Could You Pass a Retirement Exam? If someone were to ask you questions about how you were going to fund your retirement, really fund your life after your regular working pay check stops, how would you answer? State of the Art Retirement: The Bridge Job What the heck is a bridge job? Exploring Your Mid-Life & Retirement And Loving Both Action steps towards living with a fresh perspective Options For What To Act On Now In Your Pre-retirement Years Ways to ensure you are on track in your non-financial retirement planning Job Journeys and Beyond: A Baby Boomers Dream or Nightmare This article is about the good and bad news for baby boomers wanting or needing a new job or career and how to chose one that fits who you are.

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